Medicare

Medicare guidance made clear.

We help you understand Medicare Parts A, B, C, D, Medicare Advantage, Medigap, and prescription drug coverage.

Part A — Hospital

Covers inpatient hospital stays, skilled nursing care, hospice, and certain home health services.

Part B — Medical

Covers doctor visits, outpatient care, preventive services, lab work, durable medical equipment, and mental health services.

Part C — Medicare Advantage

Private plans that combine Part A and Part B and may include drug coverage, dental, vision, hearing, transportation, fitness, and OTC allowances depending on plan.

Part D — Prescriptions

Medicare Part D provides coverage for prescription medications. We can review your current drug list together to help you find a plan that best fits your needs.

Medigap (Supplements)

Helps cover gaps in Original Medicare such as deductibles, copays, and coinsurance.

Key enrollment windows

Initial Enrollment Period

The 7-month window around your 65th birthday.

Annual Enrollment

October 15 – December 7 each year.

Open Enrollment (Medicare Advantage)

January 1 – March 31.

Special Enrollment

A Special Enrollment Period (SEP) allows eligible individuals to enroll in Medicare or make changes to their Medicare coverage outside of the standard enrollment periods when they experience certain qualifying life events.

Plan availability varies by ZIP code, carrier, and eligibility. United Vida Benefits & Insurance Group is not connected with or endorsed by the U.S. government or the federal Medicare program. No obligation consultation. Information on this website is educational and does not guarantee enrollment, eligibility, or specific benefits. Benefits, premiums, networks, and plan availability may vary by county, ZIP code, carrier, and eligibility. We do not offer every plan available in your area. Any information we provide is limited to those plans we offer. For official Medicare information on all of your options, visit Medicare.gov, call 1-800-MEDICARE, or contact your State Health Insurance Assistance Program (SHIP).

Need help understanding your benefits?

Talk with a real person who will explain your options with patience and respect.